Catastrophe Claims Advisor

TD Insurance is a part of TD Bank Group (TD) and we’re driven to provide legendary experiences and trusted advice to our customers. We help protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance products and services are available through a network of more than 1,000 TD branches and online.

In Canada we have two lines of business: General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number-one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance, we’re committed to fostering an inclusive, accessible environment for our colleagues. With a national workforce of over 4,000 employees that span Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and we’re dedicated to helping you grow, too. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously to help our colleagues unlock their full potential. More than just a job, we offer rewarding careers.

The TD Insurance Catastrophe (CAT) Claims Department is dedicated to supporting our customers at times of catastrophic loss. We work in unison to ensure we deliver the best service in the industry to our clients—our customer obsession has led to our success. 

This role requires working in the office four (4) days per week from Saint John, NB location. Target start date for this role is September 2026.

Job Details

If you’re a considerate and methodical professional with strong analytical skills, we want you to join our team.

We’re there for our customers immediately following catastrophic events (e.g., fire, hail, tornado, heavy rains) to ensure they feel fully supported and their urgent needs are met. As a Claims Advisor, you’ll adjudicate claims while providing advice and support to customers and ensure they feel taken care of when it matters most.

What You'll Do

No matter where you work at TD you’ll make a meaningful impact, grow your skills and thrive in our culture of care. As a valued member of our Catastrophe Claims Team and reporting to the Team Leader, your work will involve a range of complexity and may include the following accountabilities:

Make an Impact:  

• Investigate, negotiate and settle both Residential and Auto Catastrophe claims
• Support customer claims from start to finish: open new claims, set up appraisals, assign contractors, generate financial transactions and finalize settlements in a timely manner
• Review inspection reports and estimates to make sure damages are related to the loss; determine when additional inspection is needed
• Follow up with customers on the status of the claim; provide ongoing feedback and support regarding cause of loss and completion of repairs
• When applicable, adjust claims quickly and accurately in accordance with policy coverage to exceed customer expectations
• Collaborate with internal partners to ensure legendary customer experiences
• Leverage external vendors when appropriate, both approved and non-approved
• Ensure customer problems are carefully reconciled, escalating issues when necessary

Experience Growth:  

• Actively participate in performance management processes
• Continue professional development with learning maps and external courses, as required
• Support other TD Insurance Business Lines during critical events and peak volumes. Partner Claims Teams may include:

  • Core Residential

  • Total Losses
  • Auto PD
  • Automobile & Residential Claims

Cultivate our Culture of Care:  

• Share industry knowledge and expertise to advise colleagues on recommended services, support or resources for the customer
• Proactively and consistently remain in contact with the customer to establish and maintain a relationship of trust to resolve claims in a timely manner
• Participate fully as a member of a team and contribute to a positive working environment

Job Requirements

We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned below, tell us about it in your resume or cover letter.

What You Need to Succeed

• Two or more years of claims adjusting experience preferred (experience with multiple lines of claims insurance considered an asset)
• Computer literacy; knowledge of Xactimate and the use of Xactanalys is an asset
• Excellent communication and customer service skills led by empathy and compassion
• Proven ability to negotiate win/win outcomes when reasonably possible
• Strong ability to review and investigate high-value claims related to catastrophic events such as natural disasters
• Excellent organization and time management skills with a demonstrated ability to support customers in a fast-paced, multifaceted environment
• Proven ability to manage change and help foster an environment open to change
• Dedicated to meeting or exceeding the expectations of internal and external clients
• Strong attendance track record with a positive impact on team cohesion
• Candidates actively pursuing their Chartered Insurance Professional (CIP) designation or other relevant continuing education are preferred
• Provincial claims licensing may be required
• Bilingual (English and French) written and verbal is considered an asset

Colleague Development

Through regular development conversations and training programs, we’re committed to providing our colleagues the support they need to thrive both at work and at home.

Applications must include:

• Cover letter (one letter-sized page only)
• Resume (two letter-sized pages only)

This role requires working in the office four (4) days per week from Saint John, NB location. Target start date for this role is September 2026.

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